Financial Management and Fiduciary Services to Simplify Your World

As a business owner, you know that a good retirement plan can help you attract and keep talented employees. The ABG PS team will custom design a plan that reflects your corporate needs and goals. This includes developing and recommending a custom investment line-up that meets these same goals and that establishes a good fit for your employee demographics.

We will monitor the fund line-up and recommend appropriate changes as financial markets shift and as your company and employees’ needs evolve. We perform these services as an investment fiduciary to minimize your fiduciary responsibility and simplify your role managing the plan.

Qualified Plan Investment Services

Offered by our certified advisors

  • 3(21) or 3(38) Fiduciary service models
  • Transparent fee structures
  • Custom Investment Policy Statement design and updates
  • Model portfolio management
  • Brokerage account management services
  • Access to Collective Investment Trusts (CITs) only available through ABG PS

Employee education, advice and wellness programs that include:

  • One-on-one planning and education meetings
  • Personal financial reviews
  • Transition counseling (changing jobs/retiring)
  • Employee communication and education
  • Retirement income planning (distribution planning)
  • Social Security planning and analysis

Plan design services include:

  • Designs to help increase employee deferrals and employee tax credit incentive
  • Conversion and transition management
  • Automatic enrollment analysis
  • Online participant access for account balance inquiry and changes
  • Optimum frequency and educational content of employee communications
  • Assistance with 404(c) investment guidelines and requirements
  • On-going analysis of the relationship between loan incidence and plan participation
  • Tiered and Age-Weighted discretionary contribution formulas
  • Controlled Group plan set-up and design alternatives
  • Cash Balance Plans
  • Complying with 408(b)(2) fee disclosure

Non-Qualified Plan Services

Similar to Qualified services with the addition of:

  • Manage investments to mirror participant “ghost” allocations
  • Website access for participants (the look and feel of a 401(k))
  • Access to a broad universe of investments
  • Cash equivalent analysis
  • Managed Account capabilities
  • Specialists in evaluating mutual funds, ETFs, collective investment trusts and separate accounts